Opening a Dutch bank account

As an international student at Erasmus University Rotterdam, opening a Dutch bank account might come in handy. Sometimes your own bank account from your home country won't suffice. You need a Dutch bank account for the following situations:

  • If you want to activate automatic monthly payments of your tuition fee;
    (Please note: a different payment procedure applies for NON-EEA students, who have to apply for an entry visa and/or residence permit.) 
  • If you want to get an phone plan where you fulfill the payment per month;
  • or if you want your immigration deposit to get reimbursed.

Opening a Dutch bank account can be done at several banks. The three most well-known banks are ABN AMRO, ING and Rabobank. Below you can find information about opening a bank account at each bank. For more information about the banks, please click on the links in the left column or visit them during at the One Stop Shop during the orientation programmes.

(Opening a bank account at the One Stop Shop is not applicable to International Institute of Social Studies (ISS) students. You’ll be informed by ISS staff on this matter.)

Dutch banks

 Bank Cost Necessary documents for opening a bank account Account Activation Bank Card
ABN AMRO €1.40 per month
  • Valid passport or ID
  • Proof of enrolment from EUR
  • Proof of residence (e.g. rental contract)
  • BSN-number* (if available)
Immediately 3-4 working days
Rabobank €1,40 per month
  • Valid passport or ID
  • Proof of enrolment from EUR
  • BSN-number*
Immediately 5 working days
ING  €4,35 every 3 months
  • Valid passport or ID
  • Proof of enrolment from EUR
  • Proof of residence (e.g. rental contract)
  • Dutch phone number
  • BSN-number* (if available)
  • Tin (Tax identification number from the home country)
Immediately

With BSN: immediately

Without BSN: within a week

* BSN-number = citizen number. The BSN-number will be issued by the municipality upon registration.

ABN AMRO at One Stop ShopPhoto: ABN AMRO during the One Stop Shop on campus.


Frequently Asked Questions

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I'm younger than 18. Can I still open a bank account?

Yes, you can! Nevertherless, there are some requirements and guidelines applicable in this situation.
For further instructions, please contact us via: internationaloffice@remove-this.eur.nl.  

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What is the main difference between the 3 banks?

There is no huge difference between the 3 mentioned banks. Overall you notice that the costs per month differ from one another. Nevertheless, the costs are pretty much the same.

  • ABN AMRO provides all communication in English, in contrary to the other banks. 
  • On the other hand, ING Bank is able to provide you with a temporary card way faster. 

As you can see: each bank has its own pros and cons.

So what the choose then?

Pick a bank either close to your accommodation (so it's easier to visit the bank during office hours) or choose a bank where registration is made quite easy, like registering on campus during the One Stop Shop.