Opening a Dutch bank account

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As an international student at Erasmus University Rotterdam, opening a Dutch bank account might come in handy. Sometimes your own bank account from your home country won't suffice.

You need a Dutch bank account for the following situations:

  • If you want to activate automatic monthly payments of your tuition fee;
    (Please note: a different payment procedure applies for NON-EEA students, who have to apply for an entry visa and/or residence permit.) 

  • If you want to get an phone plan where you fulfill the payment per month;
  • or if you want your immigration deposit to get reimbursed.

Opening a Dutch bank account can be done at several banks. Please consult the table below for more information on opening a bank account and compare different banks. 

 ABN Amro 
Student Package
Student account
Student account
Age18 - 3018+18+18 - 2518 - 30
BSN required No (but US passport holders have to make an appointment in person).
Download this useful document for more information.
NoNoYes, if you stay > 4 monthsYes, or your Tax Identification Number (TIN).
Dutch living
How it worksOnlineAppOnline or appOnline or appOnline or app
ImmediatelyImmediately3 working days3-5 working daysImmediately
FeesVisit the website here for informationFreeFreeFreeFree

Note: when you are a student < 18 years, most of the time you’ll need a parent or guardian’s consent or approval to open a bank account. Check the website of each bank to see what rules apply.

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Frequently Asked Questions 

Overall there are no huge differences between the 5 mentioned banks. Nevertheless, the banks do differ in some ways. Some examples:

  • ABN AMRO provides all communication in English, in contrary to the other banks; 
  • On the other hand, ING Bank is able to provide you with a temporary card way faster;
  • Triodos bank is focusing more on sustainability and less on profit; 
  • With Bunq’s Premium membership you get a choice of 3 cards (Maestro and/or Mastercard). The app is available in Dutch, German, Italian, French, Spanish and English. And real-time support is available in English. Since the last update Bunq added products especially for internationals: TransferWise in the app: 8 times cheaper international payments. Or ZeroFX: save up to 3% when using your card for other currencies. 

As you can see: each bank has its own pros and cons. So what to choose then? Pick a bank either close to your accommodation (so it's easier to visit the bank during office hours) or choose a bank where registration is made quite easy.

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