Cost sharing

Health insurance schemes worldwide include several forms of cost sharing such as deductibles, coinsurance and copayments. On the one hand cost sharing may enhance efficiency by reducing moral hazard. On the other hand, however, it may reduce solidarity since the elderly and chronically ill may incur higher out-of-pocket expenses than the young and healthy. Our research focusses on the design and effects of cost sharing. An important goal is to develop innovative forms of cost sharing that are both more effective in reducing moral hazard and improve solidarity.

Richard van Kleef (cp)

Tel: 0104088950

René van Vliet

Tel: 0104088585

Wynand van de Ven

Tel: 0104088556

Kayleigh van Winssen

Tel: 0104088823