Opening a Dutch bank account

As an international student at Erasmus University Rotterdam, opening a Dutch bank account might come in handy. Sometimes your own bank account from your home country won't suffice. You need a Dutch bank account for the following situations:

  • If you want to activate automatic monthly payments of your tuition fee;
    (Please note: a different payment procedure applies for NON-EEA students, who have to apply for an entry visa and/or residence permit.) 

  • If you want to get an phone plan where you fulfill the payment per month;
  • or if you want your immigration deposit to get reimbursed.

Opening a Dutch bank account can be done at several banks. The three most well-known banks are ABN AMRO, ING and Rabobank. Below you can find information about opening a bank account at each bank. For more information about the banks, please click on the links in the left column or visit them at the One Stop Shop during the orientation programmes, if they are present.

(Opening a bank account at the One Stop Shop is not applicable to International Institute of Social Studies (ISS) students. You’ll be informed by ISS staff on this matter.)

Dutch banks

Necessary documents for opening a bank accountAccount activationBank Card



€1.40 per month

  • Valid passport or ID
  • Proof of enrollment from EUR
  • Proof of residence (e.g. rental contract)
  • BSN-number* 


3-4 working days


€1,40 per month
  • Valid passport or ID
  • Proof of enrolment from EUR
  • BSN-number*

5 working days


 €4,35 every 3 months

  • Valid passport or ID
  • Proof of enrolment from EUR
  • Proof of residence (e.g. rental contract)
  • Dutch phone number
  • BSN-number* (if available)
  • Tin (Tax identification number from the home country)


With BSN: immediately

Without BSN: within a week


  • Valid (biometric) passport or ID
  • Proof of enrolment from EUR
  • BSN-number:
    • Not needed in the first three months
    • After three months, BSN-number is needed
      (or Tax identification number from home country)
ImmediatelyNo bankcard
  • €0,85 per month
    (Internet banking)
  • €2,50 per month
    (with bankcard)


  • Valid passport or ID
  • Proof of enrolment from EUR
  • BSN-number
Immediately5 working days
  • €5,- per month
  • Valid passport or ID
  • Proof of enrolment from EUR
  • BSN-number
Immediately3-5 working days

*BSN-number = citizen number. The BSN-number will be issued by the municipality upon registration. 
** The Knab webpage is in Dutch, but feel free to reach out for help through their helpdesk.

ABN AMRO at One Stop Shop

Photo: ABN AMRO during the One Stop Shop on campus.

Costs of living in Rotterdam

What to expect?

Frequently Asked Questions 

  • Overall there are no huge differences between the 5 mentioned banks. Nevertheless, the banks do differ in some ways. Some examples:

    • ABN AMRO provides all communication in English, in contrary to the other banks; 
    • On the other hand, ING Bank is able to provide you with a temporary card way faster;
    • Triodos bank is focusing more on sustainability and less on profit; 
    • Bunq Bank offers different options. If you choose a free account you don't get a bank card and you can only arrange your financial matters (e.g. transfers for rent, internet-shopping) online. With a premium account you also get a bank card. The free account can be very interesting for international students because it allows you to use your own home-card for ATM and paying in stores and the online Bunq account for Dutch mandatory stuff.

    As you can see: each bank has its own pros and cons. So what to choose then? Pick a bank either close to your accommodation (so it's easier to visit the bank during office hours) or choose a bank where registration is made quite easy, like registering on campus during the One Stop Shop.